Homeowners

 

Partners with the top insurance companies:

 

Aligned with companies that specialize in providing comprehensive coverage's for high net worth families, we have the flexibility to design a program specific to your needs now and for the future.

 

Our pledge to you: We will not compromise coverage for the sake of making a sale. Together, with your input, our experience and that of our partner insurance companies, we will help you determine the proper replacement cost coverage for your home. 

 

• Industry leading coverage’s provided by companies, which lead the industry in financial strength and claims service.

 

• Broad polices including Kidnap and Ransom, Identity Theft and the broadest extended coverage’s for your dwelling and personal property.

 

Wildland/Urban Interface is increasingly becoming a greater concern throughout California and many other areas of the United States.  Wild fires are a naturally recurring event that helps maintain nature’s health. As our community grows and further develops new areas, the risk of loss to property and lives also grows.  The concern is not only in new areas, even in established areas in and throughout San Diego we are faced with a wildland/urban interface hazards.  However, with proper prevention and preparation, steps may be taken to greatly reduce the likelihood of catastrophic loss to your home, property and perhaps your life. 

 

We, along with the loss control staff of our partners, will work closely with you to reduce the potential for a loss and to protect your property before a loss occurs.  To learn more, please visit www.firewise.org www.firefree.org www.firesafecouncil.org

 

Our partnerships provide us with the flexibility to provided the best coverage’s available at the best value. Contact Tom Torgerson at 858-523-7528 to further discuss your Homeowners Insurance.