Liability

 

This is the policy which will protect and defend you in a court of law. It needs to provide you protection against claims of:

 

• Bodily Injury
• Property Damage
• Products – completed operations
• Contractual Liability
• Damage to your rented premises
• Legal defense expenses
• Medical Payments
• Personal Injury
• Advertising Injury

 

While these are often standard perils insured against, the nuance of the actual policy needs a lot of consideration. There is no simple solution to capturing all of a company’s liability. It is as complex as the number of different general liability policies in the insurance marketplace. Of course, every business needing insurance is also different. Unlike most brokers, we are only interested in designing a liability program which works for your company.

 

It must be:

 

• Priced fairly with the fees, commissions and the premiums fully disclosed. 
• Designed with the right coverages which allow you to do your job, service your customers and protect the company from liability. 
• Be placed with an appropriately financial stable insurer.